Pharmacy Insurance
CVS Caremark is the pharmacy benefits manager for all plan members, regardless of which healthcare option you select. CVS Caremark will mail welcome packets and prescription cards to all members. You must carry this (pharmacy) card in addition to your current (medical) ID card. If you have questions or have not received your pharmacy cards, please contact CVS Caremark customer service at 1-877-522-TNRX (8679).
A Summary of Your Prescription Drug Benefits
- Generic (tier one) drug: You'll pay the lowest amount for a generic (Tier One) drug. A generic medicine is FDA approved and equal to the brand name product in safety, effectiveness, quality and performance.
- Preferred brand (tier two) drug: You'll pay a higher amount. Many popular and highly used preferred brands are included on the preferred drug list (PDL).
- Non-preferred brand (tier three) drug: You'll pay the highest amount. These belong to the most expensive group of drugs. These drugs are not included on the PDL.
- Specialty drug tier: In the PPOs, 10% coinsurance applies with a member minimum ($50, unless the drug cost is under $50, then you would pay the full cost of the drug) and a maximum ($150) out-of-pocket. Members enrolled in a CDHP pay coinsurance for specialty drugs.
View the 2018-2019 Flu and Pneumococcal vaccine coverage information sheet on how to access this free benefit.
Members who want to stop using tobacco products can get free tobacco quit aids.
The following quit aids are FREE under the pharmacy benefit:
- Chantix
- Bupropion (Generic Zyban)
- Over-the-counter generic nicotine replacement products, including gum, patches and lozenges
- Nicotrol oral and nasal inhalers
Members may receive up to two, 12-week courses of treatment per calendar year (up to 168 days of treatment) with no lifetime maximum. A licensed clinician is required to write a prescription to get any tobacco cessation products at no cost, including over-the-counter aids. Simply present your prescription and your Caremark card at the pharmacy counter (not at the check-out registers) to fill at $0 copay. The plan only covers generic over-the-counter tobacco cessation products (not brand names).
Any and all compound medications (as determined by the pharmacy benefits manager) must be processed electronically. Paper claims will not be reimbursed and will be denied. In addition, many compound medications require prior authorization by the pharmacy benefits manager before claims processing and determination on payment will occur.
Quick Links
- CVS Member Handbook
- Preferred Drug List
- Specialty Drug List
- Prior Authorization: Steo Therapy, & Quantity Limit List
- Advanced Control Speciality Formulary
- 90-Day Retail Pharmacy List
- Specialty Pharmacy List
- Vaccine Pharmacy List
- Claim Reimbursement Form
- Locate a Network Pharmacy
- Mail Service Order Form