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Health Insurance

Full-time employees or employees (75%+)  may enroll in health coverage through the state group insurance program.  Enrollment in health insurance must be made within the first 30 days of employment.  Coverage becomes effective on the first day of the month following the completion of one full calendar month of employment if all applicable forms are completed. State Group Health Insurance also includes basic term life and basic accidental death insurance. New employees will complete insurance forms during new hire orientation.

Employees who do not enroll in a health insurance plan during the first 30 days of employment may apply for health coverage if they experience a Special Qualifying Event. 2025 Enrollment Change Form.

NOTE: Application for enrollment must be made within 60 days of the loss of eligibility for other health insurance coverage or within 30 days of a new dependent’s acquire date. Voluntary actions resulting in loss of coverage (such as voluntary cancellation of coverage and cancellation for not paying premiums) ARE NOT qualifying events. Electing to cancel, waive or decline coverage during another plan’s enrollment period IS NOT a qualifying event.

Available Health Insurance Options include the Premier PPO, the Standard PPO, and the Health Savings CDHP. All options covers the same type of services, treatments and products.

Employees can refer to the Comparison Chart for the plans deductibles, co-pays, co-insurance, and out-of-pocket maximum amounts. 

 

  • Pay less in copays and coinsurance with the Partnership PPO versus the Standard PPO
  • Pay deductible first before coinsurance applies
  • The medical and pharmacy out-of-pocket maximums will be combined.
  • Pay for prescriptions with copays
  • When out-of-pocket maximum reached, the plan pays 100% for in-network services
  • Higher monthly premiums but a lower deductible

 

Last Published: Dec 13, 2024