Retirement Plan Overview

As an employee of the State of Tennessee your retirement is a major component of your benefits package. All regular full-time employees are required to enroll in a retirement plan. Regular part time employee’s enrollment is optional. Employees who are non-US citizens on F-1 or J-1 visas are not eligible for retirement membership. Non-exempt employees are automatically enrolled in the Tennessee Consolidated Retirement System Hybrid (TCRS). TCRS is a defined benefit and contributory plan which requires 5 years of service to vest. Exempt employees have the option to elect the TCRS Hybrid or Optional Retirement Program Hybrid (ORP). The ORP is a defined benefit and contributory plan with no vesting requirements.

Retirement Plan Comparisons

*Employees hired July 1, 2014 and after
TCRS Hybrid and ORP Comparison
*Employees hired prior to July 2014
TCRS and ORP Comparison

Contact Information

Tennessee Consolidated Retirement System (TCRS)
TCRS Home Page

1-800-842-2003 ext. 263508
Representative: Jim Hogan 

VOYA (formerly ING)
901-496-2741 or 1-800-262-3862
Representative: Calvin Reid

901-755-9277 or 1-800-892-5558 ext. 88369
Scott Brothers
Karen Shrader

UT Le Bonheur Pediatric Specialists

Employees who are also a part of UT Le Bonheur Pediatric Specialists are also required to participate in the ULPS retirement plan. This plan is a 404a-5 plan that requires a 5% employee contribution and a 9% employer contribution from the practice salary on a monthly basis. The plan sponsor is John Hancock and plan administrator is Merrill-Lynch-Wealth Management. Returning ULPS employees who were hired prior to July 1, 2014 may be eligible to return to the non-contributory option.