Bursar's Office Loan Information

Perkins

The Perkins federal loan program is awarded at The University of Tennessee Health Science Center on a first come first served basis to graduate and undergraduate students with exceptional financial need. Complete the Free Application for Federal Student Aid (FAFSA) by the last day of February before the upcoming Fall semester to meet The University of Tennessee Health Science Center priority deadline for this loan. The Perkins Loan has a fixed 5 percent interest rate and a maximum 10-year repayment period. Perkins Loan repayment begins nine months after the student graduates or drops below half-time enrollment. Interest accrues only during repayment periods. Please review the new Federal Regulations for Perkins Loan. icon

You may contact Student loans at studentloans@uthsc.edu or 901-448-6773.

Health Professional & Loans for Disadvantaged Students

The Health Professional Student Loan Program (HPSL) is a long-term, low-interest (5 percent) loan to assist students who are undertaking the course of study in Medicine, Dentistry and Pharmacy. These loans are made by the University from funds provided by the federal government. The amount of the loan is based on the student's need and availability of funds. Eligibility and award amounts are determined by the Financial Aid Office.

Institutional Loans

University of Tennessee Health Science Center offers a limited number of institutional loans. These low-interest loans are generally made available to students through the Financial Aid Office. Institutional loans are generally funded through endowments made available to the University by alumni, donors and other supporters of the University. Eligibility and award amounts are determined by the Financial Aid Office.

Emergency Student Loans

Emergency loans are available for students through the college Dean's Admissions and Student Affairs Office. The application for the emergency loan is accessible on-line. Student Emergency Loans are based on need and availability of funds. Students may borrow up to $600.00. A different amount can be requested for less. If more is requested, it must be justified and/or approved by the Financial Aid Office.

Emergency loans must be repaid within 60 days after receipt with repayment or a late fee of $30.00 will be charged. You cannot have more than one outstanding emergency loan. All previous emergency loans must be repaid before another one can be issued. The University is not obligated to send reminder notices before the payment is due.

New students are not eligible for an emergency loan before the commencement of classes. Graduating students are not eligible for an emergency loan 90 days prior to graduation.

Please email your questions regarding the loans listed above to studentloans@uthsc.edu

Please email your questions regarding financial aid to fao@uthsc.edu