Bursar's Office Loan Information
The Perkins federal loan program is awarded at The University of Tennessee Health Science Center on a first come first served basis to undergraduate students with exceptional financial need. Only graduate students who already have an existing Perkins Loan would be able to continue to receive them through September, 2016 per Federal Regulations. In addition, the legislation would require new borrowers to exhaust their eligibility for federal direct loans both subsidized and unsubsidized before receiving a Perkins Loan. Existing borrowers would not be subject to such a requirement. Complete the Free Application for Federal Student Aid (FAFSA) by the last day of February before the upcoming Fall Semester to meet The University of Tennessee Health Science Center priority deadline for this loan. The Perkins Loan has a fixed 5 percent interest rate and a maximum 10-year repayment period. Perkins Loan repayment begins nine months after the student graduates or drops below half-time enrollment. Interest accrues only during repayment periods. Please review the new Federal Regulations for Perkins Loan.
You may contact Student loans at email@example.com or 901-448-6773.
- Complete the Federal Perkins Loan Promissory Note on-line. You will not be able to use this link until you are notified by email from ECSI.
- Perkins Addendum
Health Professional & Loans for Disadvantaged Students
The Health Professional Student Loan Program (HPSL) is a long-term, low-interest (5 percent) loan to assist students who are undertaking the course of study in Medicine, Dentistry and Pharmacy. These loans are made by the University from funds provided by the federal government. The amount of the loan is based on the student's need and availability of funds. Eligibility and award amounts are determined by the Financial Aid Office.
- Complete the Health Professional and Loans for Disadvantaged Students Promissory Note on-line. You will not be able to use this link until you are notified by e-mail from ECSI.
University of Tennessee Health Science Center offers a limited number of institutional loans. These low-interest loans are generally made available to students through the Financial Aid Office. Institutional loans are generally funded through endowments made available to the University by alumni, donors and other supporters of the University. Eligibility and award amounts are determined by the Financial Aid Office.
- Complete the Institutional Loans Promissory Note on-line. You will not be able to use this link until you are notified by e-mail from ECSI.
Emergency Student Loans
Emergency loans are available for students through the college Deans Admissions and Student Affairs Office. The application for the emergency loan is accessible on-line. Student Emergency Loans are based on need and availability of funds. Students may borrow up to $600.00. A different amount can be requested for less. If more is requested, it must be justified and/or approved by the Financial Aid Office.
Emergency loans must be repaid within 60 days after receipt with repayment or a late fee of $30.00 will be charged. You cannot have more than one outstanding emergency loan. All previous emergency loans must be repaid before another one can be issued. The University is not obligated to send reminder notices before the payment is due.
New students are not eligible for an emergency loan before the commencement of classes. Graduating students are not eligible for an emergency loan 90 days prior to graduation.
Please email your questions regarding the loans listed above to firstname.lastname@example.org
Please email your questions regarding financial aid to email@example.com