Short Term Disability Insurance

The state is pleased to offer Short -Term Disability Insurance benefits to full-time state and higher education employees. Disability benefits are provided by MetLife. Call 855.700.8001 or go to for more information.

Those who enroll will pay 100% of the premium with after-tax dollars. By paying with after-tax dollars, any benefits paid to you will result in a tax free benefit.

If you are unable to work due to illness or injury, disability insurance can help pay your most important expenses. These include:

  • Mortgage or rent
  • Car payments
  • Food
  • Child care/tuition
  • Utilities

Short Term Disability Insurance replaces a portion of your income during a disability, which could last up to 26 weeks. It may be good for those who:

  • Have little Annual or Sick Leave
  • Take part in high-risk activities
  • Do not have six-month emergency funds

You must use all of your Accrued Leave (Sick, An­nual and Compensatory time) before your disability payments begin.

The State Group Insurance Short Term Disability Insurance plans are managed by MetLife.   Please call the MetLife State of Tennessee Dedicated Customer Service Line with questions: 855.700.8001, Mon.-Fri., 7 a.m.-10 p.m., Central time. Or visit,